Mackay Mortgage Broker
Your trusted commercial and residential mortgage choice in Mackay, Airlie Beach, Proserpine and Whitsunday regions regions – we help you access the best loan options.
Mackay Mortgage Broker – Commercial and Residential Finance Experts servicing Mackay, Airlie Beach, Proserpine and Whitsunday regions
With over 20 years of experience, Mackay Mortgage Broker has worked with local businesses and families to obtain loans for their first home, farm operations, investment property, agricultural machinery, livestock, caravan, boat, hobby farm and more.
Mackay Mortgage Broker works with a variety of Australian lenders and is committed to finding the very best mortgage choice for our customers!
Contact our friendly team for an obligation-free chat!
We are Mackay & Airlie Beach, Proserpine and Whitsunday regions Finance Experts
Our finance services include home loans, farm and commercial loans
Are you getting ready to buy your first home or do you need to refinance an existing loan? Are you looking at buying a farm or expanding your business? Do you need to renovate or extend? Perhaps you want to purchase an investment property?
We have helped hundreds of local families, businesses and farmers in Mackay, Airlie Beach, Proserpine and Whitsunday regions. We help our clients with their financial needs – whether that is a first home, a farm, investment property or other.
We understand the ofetn-tough circumstances our customers operate under – droughts, cyclones, fires, commodity prices and government policy – and how that impacts their finances.
Navigating home and commercial loan applications can be daunting! Experiencing delays or rejections in your loan application without a clear, logical explanation can be quite frustrating. We aim to change that.
We have a range of loan products available, including fixed or variable options and interest-only periods for borrowers looking to start a business. We can help you with personal, commercial, equipment, business, and more.
Here at Mackay Mortgage Broker, we will take time to genuinely understand your unique situation and circumstances. We’ll work tirelessly to secure your approval and identify the most competitive loan rates available.
Join thousands of clients in Mackay, Airlie Beach, Proserpine and Whitsunday regions who have been approved and can finally enjoy competitive loan alternatives.
Call 0473 750 764 or fill out our contact form – our lead broker will be in touch shortly. You will talk to a real person!
Check your loan eligibility today!
Why Choose Mackay Mortgage Broker?
For loans, a bank won’t give you many options
Have you talked to your bank’s local branch and they said ‘no’? Do you have the impression that their maths do not ‘add up’ given your assets and income?
That sounds very familiar to us. Many of our clients have been told ‘no’ by their
Initiating your mortgage inquiries at your nearby bank is typically a sensible first step. After all, you’re likely to have a good long term relationship with them. That’s great until they just say “no”, with no room for flexibility and negotiation.
At Mackay Mortgage Broker, we listen to you and understand your situation, we work hard to identify a lender capable of providing you with an appropriate loan solution.
Single banks only offer their client their own products, while Mackay Mortgage Broker has access to multiple options. Why restrain yourself to one mortgage choice when you can have many alternatives to choose from?
Call 0473 750 764 or fill out the enquiry form – we will be in touch shortly. You will talk to a real person.
Check your loan eligibility today!
Check Your Eligibility Today!
Contact Our Friendly Team Today to Talk About Your Financial Requirements.
Our Loan Services in Mackay
Rural Mortgage Broker Services
We provide general residential and commercial mortgage broker services throughout Mackay, Airlie Beach, Proserpine and Whitsunday regions. We come from a farming family, we are interested in helping families and businesses get finance. Through our lending partners, we have hundreds of flexible loan products to suit your financial requirements, including:
First Home Loan
When looking at your first home loan, we understand that you want to make the right choices for yourself and your family – we look forward to being your trusted mortgage choice in helping you achieve this.
From initial inquiry to settlement, our qualified home loan consultants will walk you through this lifecycle to make your experience as seamless as possible. Our extensive knowledge of country lending ensures we don’t miss any details. So that you can focus on getting your new house, we will handle all the complicated paperwork for you.
Investment Property Loan
The property market is booming, so it’s time to get in on the opportunity to grow your wealth through smart investments. If you’re interested in investing in real estate, we can help you find the best loan through our trusted partners specialising in investment properties.
By working with our reputable network of lenders, we can offer you competitive loans for land, houses, and investment property anywhere in Australia.
We will give you access to our comprehensive loan servicing, ensuring your loan is managed correctly from day one.
We work with over 30 lenders, including:
Refinance Existing Loan
A refinance loan is a great financial tool you can tap into whenever you need extra cash for your personal or business expenses.
If you are struggling to qualify for a home loan because of poor credit history or a poor financial situation, a refinance loan may be a way to improve your credit and get a lower interest rate.
A refinance loan allows you to replace your existing loan with a new loan that offers a lower interest rate and better repayment terms so you can save money.
Refinancing a loan will make you eligible for lower interest rates or release equity locked in your current home loan so you can invest that money into your savings or pay down your credit cards.
Loan for Renovation and Property Improvement
Are you looking for ways to add value to your property and improve its market appeal? Or your family has outgrown your current living space? A renovation, extension or improvement loan is a loan that you can use for a range of home renovation and construction projects.
If you want more space or facilities for your growing family or expanding business, this is a perfect option for individuals or business owners wanting to leave a legacy.
Whether you need a loan for home renovations, extensions or a construction loan, we can provide you with several suitable options and a competitive interest rate.
There is no doubt that a renovation will increase the value of your asset!
Farm Loans for Beginner Farmers
Securing and funding your first farm investment or start-up can be extremely challenging.
As a leading finance broker specialising in agricultural finance, we have helped farmers across Australia secure a loan for their first venture. We have helped hundreds of people grow their farms to achieve their property goals. This is one of the most exciting and rewarding parts of our job!
Each farm is unique and deserves a loan package that fits its needs. With our vast network of rural stakeholders, we can help you get a more competitive loan than your bank.
Urban or Regional Investment Property
Are you considering an urban or regional investment? An investment property is a great way to build wealth over the long term.
Whether you plan on buying a property to rent out or refurbish and resell later, we can help you find a competitive loan to suit your needs.
Our network of lenders offers a range of loans to help you purchase an investment property today or in the future.
Farm Equipment Financing
Enabling Australian farmers is crucial to ensuring food security for our growing nation. Farm equipment financing helps farmers get the equipment they need to operate their farms.
With the help of our network of financial stakeholders, we can provide you with low-rate loans and lines of credit that allow you to purchase all of the farm equipment and machinery you need – including – but not limited to – tractors, headers, farm utes, gators, airseeders, disc seeders.
Our flexible financing allows you to choose your equipment supplier and brand. Not only do we offer competitive rates, we also work to offer the best possible loan structures and terms.
There is no requirement for land ownership, so you can finance almost any equipment needed to work on the land, from tractors to irrigators or a handy ute.
Livestock Finance
Our livestock finance service ensures you can purchase actual livestock or resources (food, medicine) to keep your livestock healthy and thriving. You may also be interested in taking advantage of situations where market prices are particularly attractive for buyers.
We can secure finance for buying bulls, cows, goats, pigs, sheep, and other types of livestock and livestock resources. These loans are tailored to suit your requirements and can take advantage of property and equipment you already own.
Depending on your livestock asset and lender requirements, we can offer you livestock finances for many purposes, including – but not limited to:
- Breeding purposes: To help with breeding activities such as whole farm management, artificial insemination, or pregnancy tests
- Trading purposes: To buy livestock for sale purposes or to breed and sell them for profit
Check your loan eligibility today!
Competitive
Competitive rates and flexible loan structures and terms to suit your needs.
Comprehensive
Whether you are buying your first home, first tractor, or investment property.
Country Based
We are proud country dwellers and love regional communities.
Mackay Loan Approval and Assessment Process
To get loan approval, the typical steps are:
- Chat to Mackay Mortgage Broker – this is an obligation-free chat where we can give you a rough estimate of borrowing capacity, monthly repayment amounts, and documentation needed.
- Prepare your formal application with the guidance of Mackay Mortgage Broker – this means getting all your documentation ready to be submitted.
- Conditional Approval stage. Lenders/banks tell you how much they can lend you. This stage is known as ‘pre-approval’. Conditional approval means that the acceptance is subject to certain conditions.
- Property Valuation. When you have a property in mind, valuers will inspect the property and check out other assets such as machinery, vehicles, or livestock.
- Unconditional Approval stage. All conditions have been satisfied during this stage, and you are approved.
- Seal the deal. Time to sign all the documents and complete the legal work so you can access your rural loan.
- Settlement. Loan processing can take 4-6 weeks, but the Mackay Mortgage Broker team aims to get loans approved and processed ASAP.
- Celebrate! We can help you with that too! Your success is our success!
Mackay Mortgage Broker can guide you throughout all steps of the application process, including celebrations!
Check your loan eligibility today!
Areas we cover
We are a licensed mortgage broker based in Mackay and the surrounding areas. We operate Australia-wide. We have a lot of experience working with farmers and people based in small to medium size country towns. We can also provide service to city-dwellers. A lot of our country-based clients have city-based properties as part of their portfolio and have general business interests in different parts of Australia.
Mackay, Airlie Beach, Proserpine and Whitsunday regions, Lockyer Valley, West Moreton and Scenic Rim.
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0473 750 764
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